Important information

Financial Services Guide

This Financial Services Guide (FSG) provides you with important information about Financial Design Group Pty Ltd and its Authorised Representatives who may provide you with the financial services described in the FSG.

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Complaints Policy

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Complaints Policy

Privacy Policy

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Privacy Policy

General Advice Warning

The information on this website (including taxation) is general in nature and does not consider your individual circumstances or needs. Do not act until you seek professional advice and consider the relevant Product Disclosure Statement. The information contained on this website is for Australian Residents Only.

Terry Cave

Authorised Representative 1262258

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Brett Irvine

Authorised Representative 100759

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Dusty Rychart

Authorised Representative 261785

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Benjamin McHugh

Authorised Representative 322066

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Terms of Use

General

These are the Terms and Conditions of use of the website. By using the website, you agree to abide by these Terms of Use.

Please understand what we do, and don’t do. . We abide in good faith and based on our understanding of regulatory and industry requirements. The information we provide on our site, where it is advice, is general advice only and does not consider your needs, objectives and personal circumstances. Our content is not written for you specifically so please obtain professional advice, and consider your own circumstances, before you act on the information published on our site.

We endeavour to ensure that the information and other content on our website is accurate and current but we can’t always guarantee the accuracy or currency of the information on which we’ve relied. If you find an error or an out of date reference please let us know and we’ll correct it.

Disclaimers

To the extent permitted by law, we disclaim all liability to any person in relation to use of the website, and you waive all claims against us in relation to your use of the website.

We accept no liability for any interference with or damage to a user’s computer, software or data occurring in connection with or relating to the website or its use or any website linked to this website, and does not represent or warrant that applications initiated through the website will in fact be received or made to the intended recipient. Users are advised to confirm the application by other means.

The website includes links to other websites operated by community, business and government. These linked websites will have their own terms and conditions of use and you should familiarise yourself with these. These links have been provided with permission for information purposes only and will take you to external websites, which are not connected to JEM Wealth or our licensee in any way. Note: JEM Wealth and our licensee does not endorse and is not responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.

All linked websites are linked “as is” and we do not sponsor, endorse or necessarily approve of any material on websites linked from or to this site. Nor do we make any warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any material on websites linked from or to this site. We do not, and can not, make any warranties or representations that material on other websites to which this site is linked does not infringe the intellectual property rights of any person anywhere in the world. We certainly don’t authorise, approve or endorse the infringement of any others’ intellectual property rights. If you don’t care about other peoples’ intellectual property rights, please don’t visit our site.

Changes

The information and data on the website is subject to change without notice.

We may revise the Terms and Conditions of Use at any time by updating this posting.

Ownership rights

Unless expressly stated otherwise, we claim copyright ownership of all material on the website. You may download, display, print and reproduce this material in unaltered form (attaching a copy of this notice) for your personal, non-commercial use. We reserve the right to revoke such permission at any time. Apart from this permission and uses permitted under the Copyright Act 1968 (Cth), all other rights are reserved.

The majority of images we use on our site are sourced from Pexels and Unsplash. We greatly appreciate their creative talents.